231 MD-355, Frederick, MD 21701 · DirectionsContactDisclosures (240) 834-9465
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What our role covers, and where it stops

Broker Disclosures for Cobbleview Loans, Frederick, MD

Cobbleview Loans is a broker, not a lender. This page sets out what that means for anyone who sends us a request.

Call (240) 834-9465Send a request

Cobbleview Loans connects you with lending partners; partners make credit decisions and set rates and terms.

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In short

Cobbleview Loans, a small-business funding broker in Frederick, Maryland, discloses here that it is a broker, not a lender. It does not make loans, buy receivables or fund requests. Lending partners make every credit decision and set rates, terms, collateral and conditions. A merchant cash advance is not a loan. Compensation and state-specific statements are under counsel review.

A broker, not a lender

Cobbleview Loans is a broker, not a lender. We do not make loans, purchase receivables or fund any request, and the word Loans in our name does not change that. Cobbleview Loans connects you with lending partners; partners make credit decisions and set rates and terms.

Decisions belong to partners

Approval or decline, the amount, the rate or factor, the term, any fees, collateral, guarantees and every other condition are set by the lending partner or funder under its own policies. We cannot override, negotiate on your behalf beyond passing on information, or reverse a partner's decision.

Promises we do not make

  • That any request will be approved.
  • That an offer will reach a particular amount, rate or term.
  • That funding will arrive by a certain date.
  • That a partner will not check credit; most partners review credit as part of underwriting.

Merchant cash advances

A merchant cash advance is not a loan. It is the purchase of a portion of a business's future receipts, collected through a holdback or remittance, and it is priced with a factor rate rather than an interest rate.

Sharing your information

With your agreement, details from your request are shared with lending partners so they can review it. From then on, a partner treats those details under its own rules. Cobbleview's privacy policy, linked in the footer, covers this in full.

General information only

Pages on cobbleviewloans.com describe business funding in general terms and are not legal, tax or accounting advice. For your own case, ask your attorney or accountant.

Contact

Cobbleview Loans, 231 MD-355, Frederick, MD 21701. Phone (240) 834-9465.

By Cobbleview Loans · Updated

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