# Cobbleview Loans > Cobbleview Loans is a small-business funding broker at 231 MD-355, Frederick, MD 21701 (phone (240) 834-9465). It helps businesses in Frederick, MD; Walkersville, MD; Middletown, MD; New Market, MD; Jefferson, MD; Monrovia, MD; Brunswick, MD and across Frederick County, Maryland, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Cobbleview Loans connects you with lending partners; partners make credit decisions and set rates and terms. Cobbleview Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Cobbleview Loans does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, does not arrange funding for agriculture or trucking, and works in English only. Key facts: - Business type: small-business funding broker (not a lender) - Address: 231 MD-355, Frederick, MD 21701, United States - Phone: (240) 834-9465 - Apply: https://cobbleviewloans.com/apply/ - Service area: Frederick, MD; Walkersville, MD; Middletown, MD; New Market, MD; Jefferson, MD; Monrovia, MD; Brunswick, MD and all of Frederick County, Maryland - Language: English ## Funding options - [Compare Business Funding Options in Frederick, MD](https://cobbleviewloans.com/business-loans/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, compares six funding types here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each differs in how it is repaid, what it usually secures and what partners review. Each of the six is underwritten and decided by a lending partner. - [Working Capital Financing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/business-loans/working-capital/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, arranges working capital financing through lending partners. It covers a short, defined cash gap such as payroll or a supplier invoice and is normally repaid in fixed installments over months rather than years. Partners review bank statements and current debts, and they make the credit decision. - [Business Term Loans for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/business-loans/term-loans/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, arranges business term loans through lending partners. A term loan provides one lump sum repaid in scheduled installments, usually over years, for expansion, fit-outs or acquisitions. Partners review financial statements, tax returns and cash flow, and they set every rate and term. - [Business Lines of Credit for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/business-loans/line-of-credit/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, arranges business lines of credit through lending partners. A line of credit sets a borrowing limit the business draws on as costs arise and repays to reopen the limit, with interest charged on the drawn balance. Partners review revenue consistency and deposit history and decide every term. - [Inventory Financing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/business-loans/inventory-financing/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, arranges inventory financing through lending partners for retailers, wholesalers and other businesses that buy stock before selling it. The inventory usually secures the financing, often through a UCC filing, and the balance is paid down as goods sell. Partners review inventory records and sales history and make every decision. - [Equipment Financing and Leasing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/equipment-financing/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, arranges equipment financing and leasing through lending partners for contractors, restaurants, medical and dental practices and retailers. Options include equipment loans, finance agreements and leases, new or used, usually secured by the equipment itself. Partners review the quote, the asset and the business, and they decide. - [Merchant Cash Advances for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/merchant-cash-advance/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, introduces some owners to merchant cash advance funders. A merchant cash advance is not a loan: a funder buys a fixed amount of future receipts at a discount and collects it through a holdback or fixed remittance. The total cost is often higher than a loan, so read every term before signing. ## Industries - [Business Financing by Industry in Frederick, MD](https://cobbleviewloans.com/industries/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, introduces requests from four sectors to lending partners: construction, restaurants and food service, medical and dental practices, and retail. Frederick County had 904 construction, 498 food service, 551 ambulatory health care and 724 retail employer establishments in 2023. Partners decide every request. - [Contractor and Construction Financing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/industries/construction/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, introduces contractors to lending partners for equipment financing, lines of credit, working capital and term loans. Frederick County had 904 construction employer establishments in 2023, 601 of them specialty trade contractors, plus 2,545 construction businesses without employees in 2024. Partners decide every request. - [Restaurant and Food Service Financing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/industries/restaurants/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, introduces restaurant and food service owners to lending partners for equipment financing, working capital, lines of credit and term loans. Frederick County had 498 food service and drinking place employer establishments in 2023, including 459 restaurants and other eating places. Lending partners rule on every kitchen and fit-out request. - [Medical and Dental Practice Financing for Frederick County, MD Businesses: A Broker's Guide](https://cobbleviewloans.com/industries/medical-dental/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, introduces medical, dental and chiropractic practices to lending partners for equipment financing, term loans for build-outs and working capital. Frederick County had 551 ambulatory health care employer establishments in 2023, including 154 physician offices and 118 dental offices. Each practice request is decided by a lending partner. ## Guides and calculators - [Business Funding Guides and Calculators for Frederick, MD Owners](https://cobbleviewloans.com/resources/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, publishes these guides for owners preparing a funding request: the Maryland loan checklist, the annual report and personal property return, the Frederick County trader's license, zoning and the historic district, free local help, and a kitchen equipment payment calculator. None of them is legal or tax advice. - [How to Get a Business Loan in Maryland: A Frederick County, MD Checklist](https://cobbleviewloans.com/resources/how-to-get-a-business-loan-in-maryland/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, sets out how to get a small business loan in Maryland: define the purpose, choose a structure, confirm state and county records, gather financial statements and bank records, review credit and collateral, then send one complete request. Start-ups face extra questions. The decision on each Maryland request rests with a lending partner. - [Maryland's Annual Report and Personal Property Return: Keep Your Business in Good Standing Before Funding](https://cobbleviewloans.com/resources/maryland-personal-property-return-and-annual-report/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, explains why the Maryland annual report, the personal property return and good standing matter to a funding request. Partners commonly verify an entity's status and legal name, and equipment requests should match the asset list a business keeps. Filing rules, deadlines and amounts are for your accountant or the state to confirm. - [Frederick County, Maryland Trader's License and Business Licensing: What to Have Before You Apply](https://cobbleviewloans.com/resources/frederick-county-md-traders-license/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, explains how to prepare for a Frederick County trader's or business license: settle the legal name, entity, address and permitted use, then gather the records an application usually asks for. Partners look for proper licensing when they review a request. Which license applies, and its cost, are for the county to confirm. - [Free Small Business Help in Frederick, MD and Across Frederick County, Maryland](https://cobbleviewloans.com/resources/frederick-county-md-small-business-resources/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, lists public and nonprofit help for Frederick County owners: the official City of Frederick and Frederick County websites, economic development, the chamber of commerce, small business development center advising and the SBA. These organizations are not affiliated with Cobbleview Loans, and grants are not something we offer. - [Leasing in Frederick, Maryland: Zoning, the Historic District and Your Funding Timeline](https://cobbleviewloans.com/resources/frederick-md-zoning-and-historic-district-before-you-lease/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, explains the order of checks before leasing commercial space in Frederick: confirm zoning allows the use, find out whether historic-district review applies, scope permits for the fit-out, and only then sign and request funding. Partners funding a build-out usually want the lease, bids and approvals in hand. - [Commercial Kitchen Equipment Payment Calculator for Frederick, MD Restaurants](https://cobbleviewloans.com/resources/kitchen-equipment-payment-calculator/): This kitchen equipment payment calculator estimates the monthly payment and the total cost, including the down payment, from the equipment price, down payment, interest rate and term. Cobbleview Loans, a small-business funding broker in Frederick, Maryland, provides it for Frederick County restaurants. Results are estimates; real rates and terms come from lending partners. ## Areas served - [Business Funding in the City of Frederick, MD: Frederick County, Maryland by the Numbers](https://cobbleviewloans.com/frederick-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, serves owners in the City of Frederick and across Frederick County from 231 MD-355. Frederick County had 6,591 employer establishments in 2023, more than half with fewer than five employees, plus 27,075 businesses without paid staff in 2024. Credit calls on Frederick County requests stay with lending partners. - [Communities We Serve in Frederick County, MD](https://cobbleviewloans.com/service-areas/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, serves Frederick County towns including Walkersville, Middletown, New Market, Jefferson, Monrovia and Brunswick from its single address at 231 MD-355. Each town page uses ZIP-level Census business figures labelled by ZIP. Lending partners decide every request and set its terms. - [Business Funding for Walkersville, MD Businesses](https://cobbleviewloans.com/service-areas/walkersville-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, serves Walkersville, MD owners by phone and online. ZIP 21793, which includes Walkersville, had 172 employer establishments, about 2,180 paid employees and roughly $140.1 million in annual payroll in 2023. Every term and credit call on a Walkersville, MD request comes from a lending partner. - [Business Funding for Middletown, MD Businesses](https://cobbleviewloans.com/service-areas/middletown-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, works with Middletown, MD owners by phone and online. ZIP 21769, which includes the town, had 218 employer establishments in 2023, led by 39 in construction, with about 1,649 paid employees and $87.6 million in payroll. Lending partners decide each request. - [Business Funding for New Market, MD Businesses](https://cobbleviewloans.com/service-areas/new-market-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, serves New Market, MD owners by phone and online. ZIP 21774 had 234 employer establishments in 2023, and 72.6 percent had fewer than five employees. Professional services and construction were the largest groups. Lending partners make every credit decision. - [Business Funding for Jefferson, MD Businesses](https://cobbleviewloans.com/service-areas/jefferson-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, works with Jefferson, MD owners by phone and online. ZIP 21755 had 112 employer establishments in 2023; 28 were construction firms and 69.6 percent of all employers had fewer than five staff. Lending partners review each request and set every rate and term. - [Business Funding for Monrovia, MD Businesses](https://cobbleviewloans.com/service-areas/monrovia-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, serves Monrovia, MD owners by phone and online. ZIP 21770 had 150 employer establishments in 2023, including 40 in construction and 34 in professional, scientific and technical services, with about 1,461 paid employees. Monrovia, MD requests are decided by lending partners. - [Business Funding for Brunswick, MD Businesses](https://cobbleviewloans.com/service-areas/brunswick-md/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, works with Brunswick, MD owners by phone and online. ZIP 21716, which the city covers almost entirely, had 101 employer establishments in 2023 with about 828 paid employees; other services, retail and food service led. Lending partners make every credit decision. ## Company - [Business Funding Broker for Frederick, MD and Frederick County, Maryland](https://cobbleviewloans.com/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, does not lend money. From 231 MD-355 it helps owners in Frederick County compare six funding types, from working capital to equipment financing, then introduces each request to lending partners, who approve or decline it and set the rate and every term. - [How Business Funding Works With a Frederick, MD Broker](https://cobbleviewloans.com/how-it-works/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, follows four steps: learn the purpose, match it to a funding structure, introduce the request to suitable lending partners, and help the owner compare any offers. A Frederick County LLC, corporation or sole proprietor may apply. Each rate, term and credit decision belongs to a lending partner. - [Business Funding Questions From Frederick, MD Owners](https://cobbleviewloans.com/faq/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, answers common questions here: whether it lends (it does not), which places it serves, whether owners can pay themselves from business funding, why a personal loan is a poor substitute, how LLCs apply and why a merchant cash advance is not a loan. - [Request Business Funding Options in Frederick, MD](https://cobbleviewloans.com/apply/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, takes requests through a short form: full name, phone, email, business name, three range picks and consent. After it arrives, we call to learn the purpose, suggest a funding structure and introduce the request to lending partners, who decide and set all terms. - [About Cobbleview Loans, a Business Funding Broker in Frederick, MD](https://cobbleviewloans.com/about/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, at 231 MD-355, explains business funding options and introduces owners to lending partners. It does not lend, approve, price or fund anything. Partners make credit decisions and set rates and terms. It works with construction firms, restaurants, medical and dental practices and retailers. - [Contact Cobbleview Loans in Frederick, MD](https://cobbleviewloans.com/contact/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, is at 231 MD-355, Frederick, MD 21701, phone (240) 834-9465. Owners in Frederick County can call with a funding question or send the short online form for a call back. Any credit decision on a Frederick County request comes from a lending partner, never from Cobbleview Loans. - [Broker Disclosures for Cobbleview Loans, Frederick, MD](https://cobbleviewloans.com/disclosures/): Cobbleview Loans, a small-business funding broker in Frederick, Maryland, discloses here that it is a broker, not a lender. It does not make loans, buy receivables or fund requests. Lending partners make every credit decision and set rates, terms, collateral and conditions. A merchant cash advance is not a loan. Compensation and state-specific statements are under counsel review. ## Optional - [Full text of every page](https://cobbleviewloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://cobbleviewloans.com/sitemap.xml)